Money, Money, Money, MOOOOONEY!
So, for the past few months it has seemed that the paycheck The King receives on the 5th is always gone a full week before his next paycheck.
I've never quite figured out why it seems it's "feast" on the 20th, and "famine" on the 5th.
I took some advice from Money Dummy and made a budget "her" way. I feel like this is stuff I should have known a long time ago, but I guess it has never been explained to me as simply as she put it.
So I started creating a budget this morning in anticipation of the upcoming pay day on the 20th.
I've had a system of splitting most of our bills into two payments to kind-of even out everything all month long. It works rather well. But, here's what I discovered... I have four bills that can't be divided as nicely as the other ones. And guess what else - they all get paid out of the SAME paycheck.
No wonder we've been having such a hard time.
I've got it all evened out for the next paycheck, and while it might take a month or two for us to adjust to this new way of thinking, I think our wallets will be much happier in the long run.